QUESTION: How can I reflect the following graded vesting schedule in a termination benefit?:

Years of Service	Percent Vested
3	20
4	40
5	60
6	80
7	100

ANSWER: Enter the vesting schedule into a benefit component table (the table should be a service-based table). Create a benefit formula component that refers to the table, being sure to leave the "look up table values…" option set to "freeze service for vested liabilities". Finally, multiply the rest of your termination benefit by this component.