QUESTION: How do I view mortality rates from a table with an improvement scale applied?

ANSWER: To view mortality rates for an individual age x in year y, open the mortality table, click "View table for an individual", enter the age of the individual in the specific calendar year, y, and click View.

To view mortality rates for all ages in a specific year, run the Administration Factors Tool, check the Annuity Factors box and, under the indicated topics, enter the following inputs:

• Current Ages:  Primary Annuitant age range of 15 to 120 (Contingent Annuitant ages need not be entered).
• Interest Rates:  Static Rate of 0.
• Mortality and Timing Parameters:  select the desired mortality table for the Primary Annuitant and set the Valuation year to the specific calendar year.  (The setting for the Payment Frequency parameter does not impact results and may be left at "Monthly".)
• Payment Forms:  create a Life Insurance payment form that commences immediately and whose temporary period stops after 1 year.